OIKOI PHILOSOPHY
OIKOI PHILOSOPHY
At Oikoi Living, we are a team of like-minded professionals dedicated to reshaping urban living with a focus on the environment, family, and human experience. These guiding principles inform every decision we make. By utilizing cutting-edge technology, sustainable materials, and embracing Missing-Middle housing options, Oikoi Living is committed to creating developments that positively impact both residents and the broader community.
LIVEABLE SPACES IN REAL NEIGHBOURHOODS
At Oikoi Living, we are expanding housing options to offer more than just high-rise condos or long commutes to suburban homes. We specialize in converting single-family houses into multiple-unit properties, creating diverse, ground-related housing options in mature urban neighborhoods. This approach addresses the overwhelming demand for housing in Toronto’s most desirable areas while preserving community integrity.
These housing conversions provide rapid and sustainable solutions to Toronto's housing crisis, especially in areas that favor low-rise living. They also support neighborhood revitalization, stabilizing local populations, enhancing amenities, and strengthening public transit infrastructure—ultimately reducing car dependency and improving quality of life for all.
At Oikoi Living, our vision for the future revolves around sustainable, community-driven urban development. We are committed to designing homes that prioritize family well-being, economic viability, and environmental stewardship.

OIKOI-TEAM
OIKOI-TEAM

ALAIN G. COGAN
ALAIN G. COGAN
Ph.D/President/Partner
Alain Cogan, Principal and President of Oikoi Living, leads the company’s strategic vision, overseeing every stage of the development process, from initial concept to project completion. With a passion for reshaping sustainable urban living, Alain is committed to creating transformative housing solutions that enhance the fabric of cities and improve quality of life for residents.
Before founding Oikoi Living, Alain successfully built and operated several businesses, leveraging his extensive background in finance. As the founder of Cogan Financial Capital Group Ltd., Alain is widely regarded as a trusted leader in the financial industry. His expertise is regularly sought by some of Canada’s largest professional firms, and he frequently lectures on business and law at the University of Toronto and York University.
At the helm of Oikoi Living, Alain combines his financial acumen and visionary leadership to drive the company’s growth. He is dedicated to ensuring financial stability while implementing innovative, efficient practices that position Oikoi Living as a key player in the future of urban development in Toronto and beyond.
RALPH KEMP
RALPH KEMP
Director/Partner
Ralph Kemp, Partner at Oikoi Living, brings over 40 years of experience in real estate development, with a specialized focus on property assembly and strategic site intensification. Throughout his career, Ralph has demonstrated a keen ability to identify and assemble properties with high potential for redevelopment, ensuring projects maximize density and value.
In Toronto, Ralph has worked extensively in prominent neighborhoods like Rosedale, the Annex, and Yorkville, where his expertise in property assembly allowed him to manage and redevelop a portfolio of over 500 units.
Ralph’s skills in property assembly extended beyond Toronto, leading major revitalization efforts along Ontario’s waterfront and in the southern Georgian Bay region. Additionally, Ralph spent a decade in New Orleans, where he successfully assembled and redeveloped properties in the iconic French Quarter and Garden District, converting single-family homes and apartments into condominiums.
Now, as a Partner at Oikoi Living, Ralph continues to leverage his assembly expertise to identify premier urban sites for redevelopment. His in-depth understanding of the real estate landscape, combined with his command of the approval process, ensures that Oikoi Living’s projects are strategically positioned for success from conception to completion.
